GKV savings law calculator: what do the 2027 cuts cost your practice?
From 2027 the surcharges and separate payment for referred cases end, as does payment for filling electronic patient records (ePA) and other services. Six questions, and you see what this means for your practice.
Free · GDPR-compliant · Result in 2 minutes
What the calculator gives you
For your specialty and KV
The calculation uses the figures of your specialist group in your statutory health insurance association (KV) from the KBV fee report, not one national average for everyone.
With a KV's method
For specialists the calculation follows the calculation aid of KV Westfalen-Lippe: what ends, what returns via the budget and how the case value changes.
A result you can adjust
Number of cases, share of referred cases, return via the budget and ePA can be changed in the result. The figures update immediately, including the comparison with all other KVs.
How the calculator works
Answer the questions
Specialty, KV and size of your practice, plus how many cases are referred and how often you fill ePA records. A rough estimate is enough.
Contact details
Briefly enter your details to unlock the result. If you used another MediPulse tool, they are already filled in.
Adjust the result
Loss per year and quarter, the breakdown by item and the comparison with other KVs. Everything can be adjusted and saved as a PDF.
What changes in statutory fees in 2027
The statutory health insurance savings law (Beitragssatzstabilisierungsgesetz) removes several payments that practices have so far received outside the budget. How hard this hits a practice depends on its specialty, its KV and how many referred cases it treats.
Referred cases count towards the budget from 2027
Cases via the appointment service (TSS), GP referral and open consultation hours are paid in full and with surcharges until the end of 2026. From 2027 the surcharges end and the cases run through the specialist group's budget. The pot only grows by the part that is returned, so the case value falls for all other cases.
Why the KV makes the difference
Each KV distributes its budget under its own fee distribution rules (HVM), and the share of referred cases varies considerably between regions. The GKV savings law calculator therefore uses the figures of your specialist group in your KV and shows in the result how the same practice would fare in the other KVs.
What else ends
Payment for filling ePA records, hygiene surcharges and organ donation counselling also end. The calculation uses the shares that KV Baden-Württemberg determined for each specialist group; your answer on the ePA shifts this item.
What is still open
How the KVs distribute their pots in 2027 will be set by the Valuation Committee (Bewertungsausschuss) by 15 February 2027. The point value rises by 2.2 percent; that is the price per point, not the amount paid out. The result shows it separately.
Frequently asked questions
Which specialties does the calculator cover?
All of them. For specialists it calculates with number of cases and case value following the method of KV Westfalen-Lippe; for GPs, paediatricians and psychotherapy with the shares of the items that end in statutory fees.
Where do the figures come from?
From the KBV fee report for all 17 KVs and from the calculations of the KVs of Baden-Württemberg, Westfalen-Lippe, Berlin and Thüringen. The exact sources are listed below the result.
How accurate is the result?
It is a model calculation, not billing advice. Where a figure is not yet fixed, such as how much returns via the budget, the check shows a range. You will see the exact amount with your first fee notice (Honorarbescheid) for 2027.
Is the calculator free?
Yes, free and without obligation. You don't need a subscription, only valid contact details to unlock the result.
What happens to my data?
Your practice details are processed in the browser and not transmitted. Your contact details are processed in compliance with the GDPR and used only for MediPulse to get in touch.
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